What I Read

10 free Ebooks to Make Money

2008-05-10T06:50:00.000-07:00

10 FREE EBOOKS! This guy is giving away 10 free ebooks with resale and give-away rights. That means you can sell them and keep 100% of the profit. Check it out now at:
Click This Link

t's not every day that you find something like this! I'd suggest you go download them right now before he pulls the plug (or his host shuts him down for too much bandwidth!)...

Here the books :

Search Engine That Pay

2008-04-09T20:24:00.000-07:00

Click Here To Open In A New Window

Get Paid Everytime You Search The Internet!

Begin To Make Money With Your Search

Now You Can Take A Piece Of This Huge Pie!

Make $30.00 Or More Per Month Just From Your Own Searching, And Thousands More From Your Downline!

By adding our search engine (which by the way is one of the largest search engines in the world) to your browsers search box, you will earn money as you search.

Well known search providers such as Google, Ask & Yahoo receive advertising revenue from many of the companies featured in their search results.

My Search Funds has partnered with Ask.com to reward new users and ongoing loyalty by paying out a large portion of this advertising revenue when the search is made through one of our boxes. By combining all this search traffic we are able to negotiate a stronger deal with Ask.com and we are passing 50% of this revenue back to you.

It's completely free and you can start earning right away. What`s more you can recommend your friends and earn 10% of their revenue too. You also earn from their friends, and their friends too!

"This is great - free with no hidden costs, set up in seconds and I earn from what I was already doing!"

Mike Ward

Nothing changes in the way you do searches. It only takes about 30 seconds to sign up and ad Ask.com to your search engine box as one of the available search engines you have to use. You can still use Google, or Yahoo, or any of the others but I don't know why anyone would. Remember, they don't pay you!

"I've been looking for a search engine that pays you for several years now. I mean why shouldn't they pay you, they're making billions from the pay-per-click advertisers. It's time for us, the average person to make a few bucks! This is soooo... easy to tell people about, I mean it's free, and so easy to use.

Brian Nilsson

The company that has teamed with Ask.com is a British advertising company that has been around for many years. You will get paid in British Pounds, but that isn't a problem at all if you live in another country. They use PayPal to pay you, and PayPal will convert the payment into your currency. For example (1 British Pound equals about 2 U.S. Dollars) even after the small fee PayPal charges.

Click below to get your share today!

"The future of Internet Search Engines are here, and you can cash in now"

AlertPay

2008-03-19T07:05:00.000-07:00



Your money is always safe with AlertPay's account safety policy. AlertPay is open to all businesses.	Advanced & sophisticated security measures that protect your account from fraudulent activity and abuse.	Extraordinary customer service via email and phone to answer your concerns.


Introductory rates as low as 2.5% per transaction.	Earn up to $10 per referral.	AlertPay offers its members multiple funding options including Credit Card and Bank Account.

Anggie Girls

2008-03-18T18:38:00.000-07:00

Yorgosys Ads

2008-03-18T10:53:00.000-07:00

Pay Per Play

2008-01-17T09:59:00.000-08:00

I want to show you how to get a 100% conversion rate on your website traffic.

This is not a sales pitch and there is nothing to buy. There is no squeeze page that is designed
to sell you anything later either.

This is an event that you should know about...

First there was Pay Per Click advertising which pays you on the small percentage of website visitors that actually click on an advertisement.

Now there is "Pay Per Play" advertising that will pay you on 100% of your website traffic... NO CLICKS NECESSARY!

Pay Per Play caters to an audience that is larger than radio, television and print media combined!

Billions of dollars are being spent by big brand advertisers and they are ready to pay you. Will you claim your share of the pie?

Or will you let someone else have it?

To learn more about Pay Per Play visit: pay per play

Building Web with The Squidoo

2007-12-26T02:02:00.001-08:00

Hello web o mania,

Good news! I am inviting you to open a free Squidoo lensmaster account. To accept this invitation and get started, just click this link: http://www.squidoo.com/lensmaster/referral/Augustryandi

Join thousands of everyday experts already spreading ideas, information, and recommendations on Squidoo. By starting your own easy-to-build page, called a "lens", you can share insight on a topic you care a lot about, build credibility online, send more traffic to your Web site or blog, and even earn some cash.

And here's the best part: When the lens you make today earns its first $15, you AND the person who sent you this invite will each get $5.

Thanks, and have fun!

TheTeam

Check Out some Lenses That I have made.

Pay Per Click

Read Articles: Guide to Pay Per Click Search Engines The Click Fraud Problem & how to eliminate it. Web Site Promotion: Give Your Online Promotion ... 5 Secret Tips to Effective Pay Per Click Advert... Piggy...

Wijaya Kusuma Flower (Epiphyllum anguliger)

Wijaya Kusuma Epiphyllum anguliger is a cactus species A flower that blooms only at night for a duration of only one night!! Epiphyllum oxypetalum (Dutchman's Pipe) is a species of cactus and one of the most cultivated species in the genus. It is a...

Computers TIPS

Read Articles: urplus Computers and Discount Computers Are New... After the best sourced advice relating to... Digital Cameras Are Fun You may have found the best assistance with ref... COMPUTER BACKUPS Com...

How to get adsense on your site

How to Apply for Google Adsense? Sign up for AdSense. What is Google Adsense? Google Places Ads on your site. Just like newspapers have ads placed on their site you will have ads placed on your website. Somebody who comes to your site to read the in...

TrafficXchange

What does a Traffic Exchange do for your website ? The traffic exchange concept was formulated to offer the small business owner a better opportunity to market his business eventhough they have limited budget. You can say that TE just like Buss...

4 Simple Steps to Finding Niche Markets

2007-11-09T20:19:00.001-08:00

If you are unsure where to start, then finding niche markets for info products can be an absolute killer. Whilst publishing niche ebooks is a proven business model that can earn you a lot of money, finding niches to exploit can be time-consuming as well as disheartening if you struggle to find any good markets.

But thankfully, there is hope on the horizon. In this article I am going to show you a simple strategy that you can use for finding as many niche markets, as you could possibly want.

Now this is an amazing resource that will not cost you a dime to sign up to.

http://freekeywords.wordtracker.com/

Go to the above site and start typing in niche markets that interest you. If you had an interest in cats, you would type in "cats". Then all you need to do is to make a list of all the sub niches that fall within the general niche market of cats. These will all be potential niches that you could exploit.

http://www.amazon.com

A terrific resource for finding niche markets that you would never have thought of entering is Amazon, the bookselling giant. Go to the website and in the search bar select "books". Then type in a niche you would like to create a product around. For example, type in "snowboarding" or "weddings". Go through the results and start taking a note of all the niche markets that jump out at you.

When many people hear about this technique they immediately think, "hold on, how can I possibly compete with Amazon?" Of course you will not be in competition as you will be catering for a different market. This method lets us check if there is a market for our ebook already established. Also when people buy a book from Amazon they have to wait days for the book to arrive. As ebook publishers we can offer the customer instant gratification as we send the info products straight away as a download.

Another great thing about downloadable products is that, strangely, they are seen as having a higher perceived value. You may be able to charge twelve dollars for a book selling it via Amazon but as a download you can charge anywhere up to fifty dollars. Crazy, but true.

http://www.dummies.com

This is another fabulous niche market research tool. You can find a wide range of topics across all of the "…..For Dummies" books. The Dummies company has made an art form out of creating niche products. Search through their titles in general niches that interest you and jot down potential ebook topics.

http://goarticles.com

In my eyes, article directories are the absolute best way to find ideas to create ebooks around. The GoArticles directory is just one of many in which you can go to the site, type in a niche subject idea in the search bar and receive, literally, thousands and thousands of ebook ideas.

The secret when visiting these sites is just to make up a huge list of potential topics, and then when you're done, go to http://freekeywords.wordtracker.com/ and type in your topics. If there are people searching for information on the subject (at least five thousand a month) you have just found an ebook topic that you could turn into a very lucrative home business.

I would like to take this opportunity to dispel a myth about the Internet. You will not be able to just throw up a site, sit back and become rich. Many would have you believe that the Internet is just one big get rich quick scheme. This could not be further from the truth. Done properly ebook publishing can change your financial situation drastically but there is still some work to be done.

We are not aiming to become millionaires here. We want to build a network of mini sites that each make about 1k a month. Being able to come up with an endless amount of niche product ideas is the key here, then all you need to do is to create the product.

And yes, I know that you are thinking, "ALL you need to do!" is create a product. "Ha, easy for him to say. They are hard to create, right?" Well, no actually. You don't need to write a single sentence of your info product. You can hire people to do so at elance.com. For around five hundred to seven hundred bucks a freelance writer will create the entire book for you.

You are an Internet marketer, not a writer. Get a product created, set up pay per click campaigns, write a press release and blast a few articles over the net on the topic of your ebook. Then you have another one created, do the same process, and just rinse and repeat.

Around the globe, wealthy entrepreneurs know that multiple streams of autopilot income is THE secret. Now thanks to the Internet and ebooks, anyone can set up streams of income that sends money into their bank account even whilst they sleep.

Copyright © Andy Michaels
-------------------------------------------------------------
Andy Michaels is an information publisher specialising in helping people start their own home based business. Get a no cost video showing you step by step how to set up a niche ebook empire at http://www.andymichaelsonline.com

Inside AdSense: Right from the resource

2007-11-02T20:43:00.000-07:00

Inside AdSense: Right from the resource

How To Build A Tin Can Waveguide WiFi Antenna

2007-08-22T02:52:00.001-07:00

How To Build A Tin Can Waveguide WiFi Antenna

for 802.11(b or g) Wireless Networks
or other 2.4GHz Applications

click on image to enlarge

Got no dough for a commercial WiFi antenna? Looking for an inexpensive way to increase the range of your wireless network? A tin can waveguide antenna, or Cantenna, may be just the ticket. This design can be built for under $5 U.S. and reuses a food, juice, or other tin can.

I am not an electrical engineer, nor do I have access to any fancy test equipment. I've built some antennas that worked for me and thought I would share what I learned. I have no idea if this is safe for your radio or wireless network equipment. The risk to you and your equipment is yours.

Building your Cantenna is easy, just follow these steps.

Collect the parts
Drill or punch holes in your can to mount the probe
Assemble the probe and mount in can

Collect the parts:

You'll need:

A N-Female chassis mount connector.
Four small nuts and bolts
A bit of thick wire
A can

These vendors can supply the parts (the wire and can you provide yourself).

The Connector
A N type Female Chassis-mount connector. One side is N-female for connecting the cable from your wireless equipment, and the other side has a small brass stub for soldering on wire. These can be found at electronics stores internet suppliers (see the list below under "Connect your antenna..." If you shop around, you should be able to find these for $3-$5.

Nuts & Bolts
You'll need them just long enough to go through the connector and the can. I've used #6x1/4" stainless. If your N-connector is a screw on type, then you won't need the nuts and bolts.

Wire
You'll need about 1.25" of 12 guage copper wire. This wire will stick into the brass stub in the N-connector.

A Can
This is the fun part. You're looking for a can between about 3" and 3 2/3" in diameter. The size doesn't have to be exact. I made a good antenna with a Nalley's "Big Chunk" Beef Stew can that was 3.87" in diameter. Others have reported good results with big 39oz. coffee cans that are 6" in diameter. The pringles can is really too small for good performance, however. Try to get as long a can as possible. The old fashioned fruit juice cans should work well.

Click on image to enlarge

Drill or punch holes in your can to mount the probe

The N-connector assembly will mount in the side of your can. You need to put holes in the right place to mount the connector. The placement of the hole and connect is very important. It's location is derived from formulas that use the frequency that the antenna will operate at and the can diameter. To make life easy on you, here's a calculator to figure it out for you.

Top of Form

Bottom of Form

Top of Form

Can Diameter

Cuttoff Frequency in MHz for TE11 mode	MHz
Cuttoff Frequency in Mhz for TM01 mode	MHz
Guide Wavelength in Inches	inches
1/4 Guide Wavelength	inches
3/4 Guide Wavelength	inches

Enter the diameter of your can above and click on the calculate button. 802.11b and 802.11g WiFi networking equipment operates at a range of frequencies from 2.412 GHz to 2.462 GHz. Ideally, with your can size, the TE11 cut-off frequency should be lower than 2.412 and the TM01 cut-off should be higher than 2.462. It would be good, also, if your can is longer than the 3/4 Guide Wavelength. If your can is a little off in length or diameter, don't despair, experimentation is fun!

You want to mark the location on the can where you will put the hole for the connector. The 1/4 Guide Wavelength number tells you how far up from the bottom metal end of the can to put the center of the hole. Open only one end of your can, eat the contents, and give it a good washing. You'll probably want to remove the label too. Use a ruler to measure up from the closed end 1/4 Guide Wavelength and mark the can with a dot.

If you've got a drill, select a bit that matches the size of the center of your connector. You may want to start with a small bit and work the hole larger and larger. You could even start with a hammer and nail, then use drill bits. If you don't have a drill, start with a nail hole and use a file to get the hole to the required size. If you're using a bolt on connector, make four more holes for the bolts - you can use the connector as a drilling guide.

Bottom of Form

Click on image to enlarge

Assemble the probe and mount in can

Now you'll need that bit of wire. You'll need a soldering iron or a friend with one as well. Cut the wire so that when it is stuck in the connector as shown, the total length of both the brass tube and wire sticking out past the connector is 1.21". Get as close to this length as you can.

When you've got your wire correctly sized, solder it into the connector keeping it as straight and upright as you can. When it's cooled, bolt or screw the assembly into your can. Put the heads of the bolts inside the can and the nuts on the outside to minimize the obstructions in your antenna. Your Done!

Connect your antenna to your wireless card or access point

To use your cantenna, you'll need a special cable commonly called a "Pig Tail". The pig tail connects your wireless card or access point to you antenna. One end of the cable will have a "N" Male connector (just right for connecting your your cantenna), while the other end will have a connector appropriate to your card or access point. For a good picture of a pig tail, take a look at:
http://www.seattlewireless.net/index.cgi?PigTail

You'll want to have a wireless NIC or access point with an external antenna connector. Otherwise, you may have to hack into the one you have to hook up the cable. I wouldn't recommend this unless you're good with a soldering iron and electronics. For this reason, I like the Agere Orinoco cards which have a nice antenna connector. Pig Tails can be hand made if you have the right tools, but it's probably easier to get a pre-made one. Try:

Fleeman Anderson & Bird
Fleeman Anderson & Bird has a "cantenna kit" for sale that includes the connector and pigtail. Choose one of the "cables" links from the menu and look towards the bottom of the list.
Hyperlinktech
Antenna Systems

Hook up your cable, point the antenna at a friend's, and see how far you can stretch you network. Be sure to let me know (greg@turnpoint.net) how it works.

This antenna has linear polarization. That means that how you rotate the antenna will affect the strength of your signal. Usually, you will want to put the connection straight down, but experiment with rotating the can while watching the signal strength on your PC to get the best performance.

For more information, check out these resources:

Go to the Homebrew WiFi Antenna Shootout

Go to the Wireless Home

Click on images to enlarge

Copyright 2003-2007 Gregory Rehm - All rights reserved.
For information about reproducing this article in any format,
contact the author: greg@turnpoint.net

West Sumba Hotels

2007-08-02T10:07:00.000-07:00

Waikabubak (capital city of west sumba):
Airport : Tambolaka
Airservices : Merpati Nusantara Airline and Trans Nusa

* Hotel Manandang, Jl.Pemuda 4. Ph 197 or 292 (top of the line). Owned by Hung Fui
* Hotel Mona Lisa, Jl.Adhyaksa (2.5 km from town centre) Top of the line with good views
* Losmen Pelita, Jl Akhmad Yani. Ph 104 (good by local standards)
* Hotel Arta, Jl Veteran. (new and fairly good). Owned and run by Drs Benyamin K.Tako
* Hotel Aloha, Jl. Gajah Mada (very ordinary)
* Hotel Rakuta, Jl. Veteran (shaped like a traditional house) (very ordinary)

Nihiwatu
Nihiwatu on Sumba Island is a small and exclusive hideaway lodge. With an idyllic setting that is pristine, romantic and endlessly peaceful Nihiwatu is the perfect tropical retreat for honeymooners and couples. Nearby are Stone Age sites and Sumbanese villages that have remained unchanged for centuries, this unique tribal culture with its ancient animist rituals is truly beyond compare. For those seeking excitement in an environment of absolute privacy we offer a wide range of land and sea based activities to choose from. World class fishing, surfing and diving is available right outside your door and not far away are sensational activities that are beyond compare.

Since 1989 it has been our mission to create tourism that gives more than it takes. We are proud to have become an acknowledged leader of Responsible Tourism and we intend to continue to pave a path for others to follow. It is through our strong support of The Sumba Foundation, its mission and its efforts to help the Sumbanese people that a new paradigm of responsible tourism has been created.

If you are seeking a destination that can provide you with a unique and entirely different vacation experience; be it adventure, nature at its scenic best or just desiring to lose yourself in another world, Nihiwatu is the right place to be!

Macro for Ms Excel to Change Word Case

2007-07-10T01:26:00.001-07:00

To change case in Ms Excel can be done using upper(), lower() and proper() functions of excel.

But sometime some data getting mix up between upper case and lower case, however if we assign those function to each data that we want to change will time consuming.

Here , I use simple macro to solve to problems. The idea is to insert a new column next to the cell we want to change, then we change the words and copy back to the original column and delete the extra column. I use keyboard shortcut such as CTRL+Shift+U to change to upper case and CTRL+Shift+L to Lower case and CTRL+Shift+P to proper case.

Here the macro listing

Sub RubahUpper()

' RubahUpper Macro

' Merubah isi sel menjadi huruf besar semua

' Change to Upper case

' Keyboard Shortcut: Ctrl+Shift+U

Selection.EntireColumn.Insert

ActiveCell.FormulaR1C1 = "=UPPER(RC[1])"

ActiveCell.Select

Selection.Copy

ActiveCell.Offset(0, 1).Range("A1").Select

Selection.PasteSpecial Paste:=xlPasteValues, Operation:=xlNone, SkipBlanks _

:=False, Transpose:=False

ActiveCell.Offset(0, -1).Columns("A:A").EntireColumn.Select

Application.CutCopyMode = False

Selection.Delete Shift:=xlToLeft

ActiveCell.Select

End Sub

Sub RubahLower()

' RubahLower Macro

' Merubah isi sel menjadi huruf kecil semua

' Change to Lower Case

' Keyboard Shortcut: Ctrl+Shift+L

Selection.EntireColumn.Insert

ActiveCell.FormulaR1C1 = "=Lower(RC[1])"

ActiveCell.Select

Selection.Copy

ActiveCell.Offset(0, 1).Range("A1").Select

Selection.PasteSpecial Paste:=xlPasteValues, Operation:=xlNone, SkipBlanks _

:=False, Transpose:=False

ActiveCell.Offset(0, -1).Columns("A:A").EntireColumn.Select

Application.CutCopyMode = False

Selection.Delete Shift:=xlToLeft

ActiveCell.Select

End Sub

Sub RubahProper()

' RubahProper Macro

' Merubah isi sel menjadi huruf Besar awal kata

' Change to Proper Case

' Keyboard Shortcut: Ctrl+Shift+P

Selection.EntireColumn.Insert

ActiveCell.FormulaR1C1 = "=Lower(RC[1])"

ActiveCell.Select

Selection.Copy

ActiveCell.Offset(0, 1).Range("A1").Select

Selection.PasteSpecial Paste:=xlPasteValues, Operation:=xlNone, SkipBlanks _

:=False, Transpose:=False

ActiveCell.Offset(0, -1).Columns("A:A").EntireColumn.Select

Application.CutCopyMode = False

Selection.Delete Shift:=xlToLeft

ActiveCell.Select

End Sub

How to Cheat Google AdSense (and get your AdSense account disabled)

2007-06-30T09:08:00.000-07:00

by Fernando Hal

Face it. You come to this article probably thinking to find some ways to cheat Google, or to confirm whether some method you have on mind will work. Well, if you want to know how to cheat AdSense, here are the ways, focusing on the AdSense click-frauds. These covers from basic AdSense cheating techniques to the advanced class.

But before you proceed, you might need to know why you shouldn’t cheat Google (answer: you will get caught).

1. Basic clicker cheat

This is a noob. This guy knows almost nothing about web technology or network architecture. He clicks on his ads every time he has chance. It can be a few clicks to hundreds of clicks daily. Most likely he doesn’t even read the AdSense Program Policies and Terms and Conditions.

2. Proxy clicker cheat

She knows a thing or two about cookies and IP address. Or she doesn’t know, but somehow guessed that if she use the things called anonymizer, Google will not be able to trace her, because her identity is hidden. She may use anonymizer / proxy websites or specialized anonymous software like tor (The Onion Router).

3. Multiple computer clicker cheat

He knows that somehow Google will detect if the clicks are originated from his own computer. So he will try to even out origin of the clicks. He will recruit his friends, family members, relatives, neighbors, his cats, and his dogs on single mission: to click on the ads. He will also click on the AdSense ads when he is using the library computers, or his office workstation.

4. Software clicker cheat

Graduate to the next step is buyers of clickbots / click-bots. These are specialized robot software to click on AdSense ads. It will browse around your websites, clicking on the ads every few minutes. The more advanced ones will cloak the IP address too, so the website seems to be very popular worldwide. To cover the track, this clickbots will browse around the advertisers sites too while continuing its “click quest”.

5. Paid-clickers cheat

If you don’t like automated things, there is always other option for you. Just pay $50 dollars a month to the professional AdSense clickers. These are groups of highly specialized Internet surfers with office in the dark rooms in street corners of India, Pakistan, and China, helping AdSense account owner to earn good amounts of money � before the AdSense account is disabled, that is. They will browse around your websites, clicking on the ads every few minutes. Because they use human eyes, they know which ads worth more. And to be more convincing they can click a link or two, or sign up free offers / newsletters on the advertiser sites.

6. Click-rings cheat

Network is power. So says many business gurus. Instead of taking things to their own hand, this people realize that they can join hands with those with similar goals and distribute AdSense clicks among themselves, the so called AdSense click-rings. Joining this click-ring network means that your website address will be made known to members, who will regularly browse the website and click on your AdSense ads. In exchange, you will also browse other members’ sites and click on their AdSense ads. The medium used varies. Some click-ring groups use mail-list for communications. Some are using bulletin boards/forum, Yahoo groups, or Usenet. IRC is another popular way. Slightly more complicated is specialized AdSense exchange software for collecting members website address and displaying others’ websites for clicking.

7. Other medium cheat

I have tens of thousands email address on my newsletter subscriber list. If I include AdSense ads on my newsletters, with 5% CTR, I can get a thousand clicks per one email. Not bad. Or I can pay someone to write some useful/nice/funny/cute toolbars or firefox extensions or screensavers that people can download and use for free, and display my AdSense ads there.

8. Visitor cheat

Simply putting “Visit out sponsors” or “Check out the ads above” on your website is cheating. This might not be very clear-cut cheat to some. But Google AdSense program policies has stated clearly, the only text allowed are “Advertisements” or “Sponsored List”

9. Spam cheat

This is the highest level all click-frauds, the Maestro of Fraudsters. She spams millions of emails regularly, offering to “satisfy your inner needs if you can help me check on the links on my website”. Of course, email is not the only way. What IRC and instant messaging (IM) are for, after all. She will look for unsuspecting victims, offering something too-good-to-be-true “if only they will visit the website and click on the links”.

10. Click-through-rate cheat

Whichever method(s) above used, there is one limiting condition: the CTR(click-though-rate). Any CTR that exceeds certain percentage (probably around 10%) will raise red flag in Google AdSense back room. To lower the CTR, the professional cheaters will create some pages on the same domain that attracts very high traffic. Some interesting freebies will sure do the tricks. AdSense code is pasted there, thus creating a very high page impressions. Whether or not the the ads are clicked does not matter anyway, because they are targeting low paying keyword that does not have much competition. The fake clicks are, of course, on where the big money is, the low traffic pages stuffed with high-paying keywords.

Disclaimer: I don’t say and don’t think that these methods will work. If you even need to read this article, there’s 99.999% chance you will get caught before you can even get your first paycheck. Your AdSense account will be disabled, and you get banned from ever applying for AdSense account again. To see what other ways you can do to get banned, see How To Get Banned From Google AdSense.

If you are not interested for getting banned, and just want to increase your AdSense earning, check out All About Adsense

TubeTraffic

2007-06-09T08:48:00.000-07:00

Discover The Little Known Secrets Of Generating Free Website Traffic From YouTube! Here's How To Get Unlimited New Visitors To Your Websites Without Paying A Penny (Other Than Video Production Costs) Using Free Online Video Sites Like YouTube.... more
Price: $ 19.95

FreeBiz Website

2007-06-07T08:53:00.000-07:00

Tired of business opportunities that do not deliver what they promise? We have reviewed the top selling programs on the Internet today. Below you will find reviews of the top 3 opportunities that actually work. The key to making money online is knowing how and where to start. Without the right starting point you will waste precious time and a ton of money. The following products guarantee your online success, all you have to do is read them and follow their expert advice!more...

Private Label Rights Special Offer

2007-06-07T08:41:00.001-07:00

Private Label Rights Special Offer

Grab The NO RESTRICTION Private Label Rights To 4 Products You Can Call Your Own, DO ANYTHING YOU WANT With Them, And Generate Income From Multiple Profit Centers Selling These Products As Your Own!... more

Price: $ 27.00

Here is Your Referral Link To This Page!

THE CHANCE OF A LIFETIME - FREE!!

2007-06-07T08:36:00.000-07:00

THE CHANCE OF A LIFETIME - FREE!!

Have you ever dreamed about owning a piece of a big company? Too expensive? Not now!! How about ownership
without paying a penny...ever? Too good to be true? No! Amazing and unique? Yes! Totally legal and fully disclosed?
Yes! Join us and own a piece of the next big Internet company - completely free forever! You will even get a $10.00 sign up bonus, free downloads, and a contract assuring you of ownership . Totally free - now and forever!

Trafficswarm

2007-06-07T08:29:00.000-07:00

If you want to signup for Traffic Swarm for free, Visit this site

www.trafficswarm.com

Earn Free Credits

1. Set Your Start Page – here you will find the information on how to set Traffic Swarm as your start up page. Each time your page loads your earn credits and when you click on the ads displayed.

2. Surf for Credits – this section explains how much credit you will earn for surfing.

Earn Free Referral Credits

1. Refer others to Traffic Swarm – this section explains the benefits of referring person to traffic swarm and the tools for promoting your traffic swarm link.

In this section you will see your actual referral link.

Purchasing Credit

That is self explanatory.

Now we move on to actually setting up of your ad and advertise it throughout the Traffic Swarm exchange.

Down below your will see the section name: Manage Your Site Promotions. Click the link – Add A New Site Address.

When you click on the link a window will open, in there you will write your ad.

Step 1

Add the URL of the page or site you want to promote.

Step 2

Add a headline to your ad, remember to use attention grabbing headlines, even though Traffic Swarm is a exchange and persons get credit for clicking on your ad your headline and body of your ad must stand out, the more your ad stands out the more likely they will attract persons interested in your offer.

Step 3

Description of page/site listed below – with any ads the body must contain the benefits of your offer, you must give persons a reason to click your ad.

Step 4

Select A Category – just select all the categories.

Step 5

Set maximum number of credits per day – I put “0” in the box for the maximum amount of clicks I can get per day.

Then press UPDATE, if there is no problem with your ad click you will go to a next page then click “Click here to continue” and your ad will be reviewed by Traffic Swarm. And your ad will become “live” within minutes of your submission.

Now we will move on to how to get the most from Traffic Swarm.

1. To get the best benefits from Traffic Swarm you have to upgrade to pro membership for $30 per month or $1 per day, you will get 2500 credits added to your account monthly. Between 1 – 1000 credits per click; I get sometimes 50 – 250 credits bonus on one ad. And if you refer affiliates as a pro member you earn residual income. To learn more about the pro member features, go to the top of the page and click “Upgrade to Pro”.

2. If you really have time on your hands you may want to click for the maximum amount of daily click. You are only allowed to click 250 times on ad daily. As a pro member you get about 1069 credits and it takes about three (3) hours, I know this because I click 250 times regularly. I do it while listening to my morning recorded trainings.

3. Another benefit is that when you are surfing for credits you will see ads that draw your attention and make you want to find out more about the product or service, you can pattern your ads to match the one you saw, chances are if it you’re attention it will also get other persons attention.

4. Avoid the links marked - +++ Fraud Test – Don’t Click +++, +++ Do Not Click --- Anti Cheat Test +++, +++ Don’t Click – Cheaters Test +++ or any combination of the words, if you click five (5) times on these ads you are PERMANENTLY BANNED from Traffic Swarm. Look before you click, inspect all ads before clicking on them, any page that has one of these ads on it I press “GO” in the top left or right hand side of your browser to view the next set of 8 ads. Watch the top section of the page it will tell you how much time is left on the ad (each ad takes 20 seconds) and the amount of credit you have received. If you click GO before the 20 second is up you don’t get any credit, so take notice.

5. Finally Traffic Swarm consist mainly of MLM/network marketers and business owners, so you will get a higher response if your are advertising a product or service that will enhance their business or increase their sales.

If you want to signup for Traffic Swarm for free, Visit this link

www.trafficswarm.com

Build your image with Squidoo

2007-06-02T10:20:00.001-07:00

Squidoo is a website hosting hundreds of thousands of lenses. Each lens is one person's look at something online. Your take on football or business or the best thai food in town.
Lenses are free.
Lenses pay a royalty to your favorite charity.
Lenses get you credibility and traffic... and lenses only take a few minutes to build.
This means that your webpage isn't sitting out in the wilderness, hoping to be discovered. Instead, you benefit from the proximity effect--your stuff is right here, right next to thousands of other pages about other interesting stuff.

Even better, it means that there are thousands of people available to help you and set an example and link to you.
Every body is an expert!!
Here three squidoo lens i have been made.
TrafficXchange
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How to get adsense on you...

Adsense - 7 keys to empire?

2007-05-27T02:46:00.000-07:00

Copyright 2005 Richard Keir

There's a lot of buzz around about how you can make a quick and easy fortune using this AdSense course or that tool or this book.

And they show you their incomes from AdSense too (though not necessarily THIS month). Now, is it just me or is something a little odd in all this?

Say, I'm making $5000 - no make that $15,276 a month from AdSense on my sites. And now I'm going to sell all my secrets on how to do that for $67 or $97 or whatever.

So what happened, did I get all bored with my filthy riches and decide to become a philanthropist and sell stuff that makes me 15K a month for a pittance? Or is it something else?

Am I saying it's impossible? Certainly not. I know people who make that more.

But a little reality. Those people don't have 5 or 6 or 50 sites. They have maybe 500 or 3000 or more. Few sites make 20 or more a day. Very few. Average income is probably less than a dollar a day. So with 500 sites at a dollar a day, you've got your 15K a month.

Now the domain names cost you maybe $3500 to $4500. Then you need hosting and somehow you've got to build the sites and get traffic to them. There are excellent tools but the ones that will let you do this kind of thing in a reasonably short time are also very (very) expensive.

And you are continually dealing with sites that don't get indexed or get de-indexed or even get banned. Traffic today, gone tomorrow. Plus, if you're not real careful with those tools you may get an unpleasant letter from Google about a DMCA copyright infringement which could cost you your AdSense account.

You can make money, you can build an empire. But it isn't easy or quick no matter what you hear. And it really isn't a business. It's not a long run proposition, it's not stable. You need to keep creating more sites as older ones fail - or you need to be smart and use those AdSense revenues to build an enduring business.

You put up with this down to here, so here are the real 7 "secret" keys to AdSense.

1. The best performing AdSense type is the large rectangle. This has been tested over and over.

2. The best colors are blue for the link - surfers know that blue means click me. And darkish almost black and grey for the text and url. No borders. The same background as your page. Will it merge into your content? No, that's bogus. There are maybe 4 surfers in this galaxy who can't tell a Google ad when they see one. They are not going to believe it's part of the text. Wake up, OK?

3. Another format which is being reported to more or less work is the full wide banner type layout with text ads and images directly above the links. Try it and see if it works for you. Maybe it's a fad.

4. Keywords and related content are critical if you want targeted ads. If you want high paying clicks you need to target the costly keywords AND have content that supports the keywords.

5. You need traffic interested in the ads. Which means your traffic generation techniques have to be targeted not scattershot. You might hear that 1% or 1.5% clickthrough rate is OK and 3% is good. Nonsense. Really successful people get CTRs that are often well above 30%. Even with modest efforts you should be getting an average 6 to 15% CTR (per ad impression, not pages).

6. You have to track what you're doing and you have to test variations in ad layout, placement, color and related content to optimize your income. No one can tell you how to do it except the traffic coming to your site. If you don't test and track, you're flying blind.

7. You need to keep building new sites.

You are now a member of the AdSense Illuminati. Quite possibly you already knew all that. So why are you looking for something else? Really. This is all you need to start doing it.

Probably any course or book can help you if that's what it takes to get you moving and doing. Ultimately, no one can really show you exactly how to do it. You're going to have to learn the ropes and put in the time.

Like everything in life - the greatest traffic generator, the ultimate course or the super MLM opportunity, if it sounds too good to be true, then it is. There's no magic bullet, no ultimate secret to buy. There's no easy, painless, work free, certain road to riches (except, maybe, inheriting it and that can be very hard on the heirs).

Whatever you do on the net, do it wide awake and with your brain actually functioning. The final un-numbered key is that a technique, a shortcut, an idea that will make what you do easier, faster, or more profitable - one single tiny thing - is worth more than any book or course costs. One useable idea and you've gotten a great deal. If you learned something you didn't know or had forgotten, then it's worth much more than you paid. There may not be any magic solution out there, but there are useful concepts, techniques and ideas. You just have to see them for what they are, and then get busy and really use them.

About the author:
Richard writes, teaches, trains and consults on business and professional presentations and eCommerce related matters. For more information on eCommerce sites and eCommerce site building visit http://www.building-ecommerce-websites.com- you can find more articles at http://www.building-ecommerce-websites.com/articles.

Google AdSense: 7 Tips For Creating Sites That Make Money

2007-05-24T11:27:00.000-07:00

by: Neil Bartlett

Having a Google AdSense site is a great way to make money. And to create an AdSense site, all you have to do is have a Google AdSense account (which is free), a website or a blog (which is free), and some articles (which are free if you write them yourself). Once you get your site up and running, the AdSense ads will be targeted to your content.

Therefore, those looking for your content will come by, read your articles, and have a high probability of being interested in the targeted ads. Every time someone clicks an ad, you get paid! That is, as long as you have designed your site to maximize AdSense clickthroughs!

Let's look at seven tips for creating AdSense sites that create money.

#1: Keyword Density

Before you place ads on your site, be sure your keyword density is good. You will want to be sure that the right kinds of ads are placed on your site. A free way to determine what the ads will look like on your site is to go to http://www.resultsgenerator.com/adsense/ and type in your keywords. You will then be able to see exactly what ads would show on your site.

If you don't like what you see, then you know that you need to make changes to your keywords! You can get keyword suggestions from Results Generator from Overture or from the free trial version of Word Tracker.

#2: Focused

Not only will the ads be based on your keywords, but they will also be based on your content. You definitely want your keywords and your content to match as closely as possible.

#3: Write Often

The more information you have the better. Why? Because the more content you have, the more visitors you get. Many people suggest that you write a new article every day since no one wants to come back to your site to find the same old messages!

#4: Choose The Right Format

AdSense allows you to choose many different ad formats. Research has shown that wider ads are more successful. The top three formats are:

" 336x280 large rectangle
" 300x250 medium rectangle
" 160x600 wide skyscraper

Additionally, the 468x15 horizontal ad link under the navigation bar is also a good bet.

#5: Color Counts

You have the option to create a Google AdSense ad in any color of your choice. The best thing to do is to make your ad blend well with your site color scheme. You should make the border color and the background color the same color as your web site. You will want your text color to either be black or the color of your main content.

When creating your Google AdSense ads it is recommended to use the color scheme and style of your website so that the ads blend in well. Ads without background color and borders perfom better than ads within borders with background color.

#6: Position Counts, Too

It is well known that visitors to a website scan the site to determine if it is worth reading. You definitely want them to see and scan your AdSense ads. Therefore, the best place to put them is in the top left part of your page or directly under your headlines.

#7: Increase The Number

AdSense allows you to use up to three AdSense units on a page, two AdSense search boxes, and one unit of ad links. Using all that you can increases the chances of earning money.

Keep these seven tips in mind when creating your AdSense site and you will find that your clickthrough rates increase, thus increasing your money making potential.

About the author:
AdsenseSitesForSale.com makes it easy to generate Google Adsense Income, quickly & easily. Find all the tools and resources you need to get started fast. To receive your free Google Adsense site visit: http://www.adsensesitesforsale.com

The Easiest Way To Have A Google Adsense Account Fast

2007-05-24T11:26:00.000-07:00

by: Mark Tse
Google Adsense is one of the easiest way to allow webmasters to make money from content websites. You just need to add some simple javascript codes on the web pages, and then when visitors click the ads, you make money. No need to sell and think yourself, Google does all thinking for you. Very easy, right?

Google Adsense is really a gold mine. People are creating niche websites just to display the ads and make easy money everyday - automatically. There are so many success stories about people earning thousands of dollars a month from Adsense!

If you don’t have an Adsense account yet, you should get one and start profiting from it!

However, not all who applied for an Adsense account gets approved. You need to show your content websites to Google first to get approved.

Then how if you don’t have a content website? No need to worry, here is a secret method to get approved - fast and easily - just read on...

Google has its own blogging service - Blogger.com (http://www.blogger.com/). You can start a blog on Blogger.com with any topics you like - and it is completely free. Once your blog is created, post two or more related articles on it. Wait for a day and then you can apply your blog for an adsense account using this link:
http://www.marktse.com/recommend/google-adsense/

Wow, your Adsense account will get approved in several days. Happy profiting from Adsense!

About the author:
This article is written by Mark Tse. Mark shares free tips, articles and downloads about Internet Marketing. You can visit his blog and read his latest posts here:

http://www.marktse.com/blog/

Circulated by Article Emporium

Google Adsense Strategies and Tips by: Alden Smith

2007-05-24T11:23:00.000-07:00

Adsense is beginning to make a huge impact on the affiliate marketing industry today. Because of this, weak affiliate merchants have the tendency to die faster than ever and ad networks will be losing their customers quickly.

If you are in a losing rather than winning in the affiliate program you are currently promoting, maybe it is about time to consider going into the Adsense marketing and start earning some real cash.

Google is readily providing well written and highly relevant ads that are closely chosen to match the content on your pages. You do not have to look for them yourselves as the search engine will be the doing the searching for you from other people’s source.

You also don't have to spend time in choosing different kind of ads for different pages. Google makes it very easy for you, with no codes to mess around for different affiliate programs.

You will be able to concentrate on providing good and quality content, as the search engines will be the ones finding the best ads in which to put your pages on.

You are still allowed to add Adsense ads even if you already have affiliate links on your site. It is prohibited, however, to imitate the look and feel of the Google ads for your affiliate links. One of the things you can do, however, is to utilize Google's custom palette to customize your Google ads, making them to appear a part of the web page itself. The idea here is to match background and links to match the theme of your site. People on the internet today are trained to click on a link that is blue, and if your Google ads have the same theme as your web page, it makes the Google ads appear to be a portion of your "content."

You can also filter up to 200 URLs. This gives you a chance to block ads for the sites that do not meet your guidelines, and also block competitors. Remember that it is unavoidable that Adsense may be competing for some space on web sites that all other revenues are sharing.

Owners of small sites are allowed to plug a bit of a code into their sites and instantly have relevant text ads that appeal to your visitors appear instantly on your pages. If you own many sites, you only need to apply once. Then ,you are issued a unique "publisher ID", which can be used on any site you currently own. A small snippet of Javascript is placed on your site in the location you wish the ads to appear in, and generally speaking, the ads from Goggle will appear in minutes. This ends the hassle of having to apply to many affiliate programs, and keeping track of many different URL's and user ID's and passwords.

As Google ads are very easy to customize, and can be placed anywhere on your site you wish, you can experiment with placement, colors, and themes. Many tricks are available to the resourceful webmaster, including adding images in conjunction with your Google ads to make them more noticeable.

The payment rates can vary extremely. The payment you will be receiving per click depends on how much advertisers are paying per click to advertise with the use of the AdWords. Advertisers can pay as little as 5 cents and as high as $10-12, sometimes even more than that too. Some savvy lawyers are currently paying as high as $75 for advertising the keyword mesothelioma! And you, as the ad publisher, are earning a share of that money generated.

If your results remain stagnant, it can help if you try and build simple and uncluttered pages so that the ads can catch the visitor’s eyes more. It sometimes pay to differ from the usual things that people are doing already. Google has many tutorials, including a "heat chart" which shows you where the best placement for ads are. You will need an account to access these tutorials. Sign up for an Adsense account at https://www.google.com/adsense/?sourceid=aso&subid=ww-et-awhome&hl=en_US. It is also a refreshing sight for your visitor once they see something different for a change.

It is still wise to look at other people’s information and format your Adsense in a like manner. A wise old business axiom is to "find a good business model, then copy it." Let others do the hard work for you, and learn from a successful site. Just think about it as doing yourself a favor by not having to work too hard to know what content to have. Look to sites that have high page rank, and carefully observe their layouts, their content, and placement of their ads. A little time spent doing research can put dollars in your pocket down the road.

Publishers have the option of choosing to have their ads displayed only on a certain site or sites. You can also have them displayed on a large network of sites if you so desire. Google now has the option to allow other people to advertise on your site. This only makes good sense. If you are marketing to a tightly defined niche, you can place your own ads, written by you, on site that allow this option. The choice is yours, depending on what you think will work best to your advantage.

It is important to note that you cannot choose certain topics only. If you do this, search engines will not place Adsense ads on your site and you will be missing out a great opportunity in making hundreds and even thousands of dollars cash.

Topics to be avoided includes gambling, firearms, ammunition, tobacco or drugs. If you are being offered more cash in exchange of doing Adsense with these kinds, it is just like signing your own termination paper.

With all the information that people need in your hands already, all you have to do is turn Google Adsense into your own cash cow. It all boils down to a win-win situation both for the content site owners and the webmasters or publishers.

Our website, http://www.for-the-record.biz, is a good source of information for the beginning marketer. We present a lot of content for those needing more information on a variety of subjects.

Adsense Traffic

2007-05-13T11:58:00.000-07:00

Keen Google Adsense affiliates will quickly notice that not all traffic they receive at their Adsense site is click-happy traffic.

There will be times when a very high percentage of the traffic received at the Google affiliate site will end up clicking on the Adsense ads displayed. There will be other times when hardly a soul will click on any of the ads.

Closer examination will usually reveal a fascinating and yet obvious fact. And that is the more tightly targeted the traffic, the more clicks you will tend to receive.

This simply means that it is very possible to receive a fraction of the traffic that another site receives, but simply because of how tightly targeted your traffic is, you could easily end up receiving many more clicks and much higher Adsense earnings. There are even cases where the other site may have three or four times the kind of traffic that your site has and yet you will enjoy more clicks and much higher Adsense earnings.

This clearly illustrates the fact that many webmasters and blog owners quite often end up receiving a large percentage of curious rather than interested visitors. In a way this cannot be avoided because most search terms will hardly produce results that are anywhere near 100 per cent accurate. In fact search results and the improvement of search results is at the center of the current fierce and ongoing battle between leading search engines.

While curiosity is a powerful marketing tool that can be used to get visitors to click more at your Google affiliate Adsense ads ads (see other article by this author- direct to webcontent blog) this strategy will hardly work when a vast majority of the visitors you attract to your site are not really interested in the subject at hand. Yet many webmasters keen on receiving high traffic for the sake of high traffic have often used tactics that tend to trick people to make their way to their sites. This strategy hardly makes sense and the Google affiliate Adsense program illustrates this fact rather brutally.

So how does a Google affiliate site attract highly targeted traffic? It is important that before even embarking on the mission of attracting targeted traffic, that you ensure that your site or blog is tightly targeted at a certain audience and that your content clearly reflects this. This is the only way that you will be able to attract the sort of Adsense ads that will be of interest to your visitors. A common mistake with many is to have a site that is just too general which also attracts Adsense ads that are too general.

One of the most effective ways of ensuring or guaranteeing targeted traffic to your site or blog is to give your visitors a sneak preview of your contents. Let them read sample articles of what they will find at your site. The way to do this is to distribute your articles to high traffic article directories and sites. These sites will publish your articles free and will also include your resource box at the bottom which will give details about you complete with the url to your site or blog.

Some folks will read your article and not visit your site. Which is okay because what should really matter to you is receiving targeted traffic. Actually only a small fraction of the people who read your article will end up at your site, but the good news is that the people who do end up at your site will be very interested in what you have to offer and will tend to spend a long time at your site. This is the sort of traffic that any webmaster or blog owner would easily kill for.

Of course there are other factors that are important for you to achieve success here. For example your content will have to be very well written. This need not be expensive if you are hiring an online writer as we have various low cost options that will give you quality content.

Whatever you need to do will be well worth the effort because using this method, the visitors whom you end up with at your site will tend to continually and perpetually click at your Adsense ads. Cuasing your Adsense earnings to rise steeply. Which is exactly what you want to happen. But then there is plenty more you can do to increase your volume of visitors and ultimately the clicks at your sites and your Adsense revenue.

Article Source:

http://EzineArticles.com/?expert=Christopher_Kyalo

How To Drive Traffíc Away From Your Website

2007-04-20T13:08:00.000-07:00

Let's take a look at some of the reasons why your website visitors may be leaving your website before they've had a chance to hear what you have to say; or to put it another way, if you want to drive traffíc AWAY faster than you attract it, here are some of the things you should do.

1. Give Web-visitors Too Many Options and Choices

Social scientist and Swarthmore College professor, Barry Schwartz, has coined the phrase, "the paradox of choice." His studies have concluded the more choice you give people, the less likely they are to make a decision. Some choice is good, but too much choice creates confusion: it's a case of diminishing marginal utility.

A well designed website explains, directs, guides, and focuses visitor attention on the things that are of real benefit to your visitors and to your company.

Every business provides a variety of products, services, and information to their customers, but these things are not all of equal importance. Your website is a place to focus attention on your core marketing message, not a place to provide a shopping líst of everything you are able to do and every product or service you may be able to offër.

Professional Search Engine Submissíon Service!

2. Give Web Visitors Too Much Information To Process

Architect, author, and information designer, Richard Saul Wurman, in his book, 'Information Anxiety' talks about, "the ever-widening gap between what we understand and what we think we should understand."

Good website design is about more than technology and aesthetics; it's about deciding what information needs to be presented and what information needs to be left out. If you are truly an expert in your field, you should know what information is important to your customers in order for them to make a decision. Too much information is like too much choice, it confuses rather than clarifies. Focus on delivering meaningful content or risk having your visitors hit the exit button.

3. Give Web Visitors Too Much Non-relevant Content

The only thing worse than overloading your website with more information than visitors can absorb is confusing them with useless and non-relevant content.

Non-relevant content is content that doesn't advance your major purpose: to deliver your marketing message in an informative, engaging, entertaining, and memorable manner. If it isn't relevant, dump it.

Your website must be designed to build trust and foster a relationship, not scare people away.

6. Give Web Visitors Too Many Decisions To Make

How many decisions do you demand from your visitors in order for them to do business with you?

Take for example the seemingly simple task of purchasing a new television. Do you purchase the inexpensive but old tube technology, the newer Plasma technology, or the LCD technology? How about all the various features to choose from like picture-in-picture, commercial skip-timers, and on and on? All you really want to do is relax with your spouse and enjoy a good movie - is that on a VSH, DVD, Blu-ray, or HD-DVD?

7. Give Web Visitors Too Many Stumbling Blocks

Do you make people go through the order processing system before they can find out how much something costs, or do you demand potential customers read a ridiculous amount of small print legalese that only a lawyer could understand?

If you want to drive traffíc away from your site make sure you build in as many stumbling blocks as possible.

8. Give Web Visitors Too Many Forms To Fill-in

Do you attract your visitors with special offers or free white papers and then demand that they fill-out complex forms, surveys, and questionnaires before you give them access to what they came for? If you do, you are probably losing a lot of people you attracted, and you are guaranteeing that your next email promotion will end up in the trash.

9. Give Web Visitors Incomprehensible Page Layouts

Good design, proper page layout, consistent navigation, and well organized information architecture that promotes serendipity, helps visitors find what they're looking for and provides a pleasant, efficient and rewarding experience for the website visitor.

Website designs that rely on technology, databases, and search engine optimization rather than focused content, coherent organization, articulate presentation, and a memorable, rewarding experience are designs designed to chase traffíc away.

10. Give Web Visitors Too Many Confusing Instructions

One of the most frustrating experiences website visitors encounter is confusing instructions and incoherent explanations of how your product or service works or how to order what you are selling.

11. Give Web Visitors Too Many Reason To Clíck-out

If you really are determined to fail, make sure you provide website visitors with as many reasons as possible to leave your site: irrelevant links to your favorite sites, links to your suppliers because you're too cheap to put their information on your own site, or any combination of the reasons mentioned above, all contribute to driving traffíc away from your site.

Sunset in Kuta

2007-04-09T21:35:00.000-07:00

Wijaya Kusuma Flower

2007-04-09T21:01:00.000-07:00

My Photo Collection

2007-03-30T00:26:00.000-07:00

Sunset in Kuta Bali

For more Picture Visit My Image Collection

Introduction to HYIPs

2007-03-12T23:17:00.000-07:00

First thing's first. HYIP is not only High Yield, it's High Risk! If you're the type of person who prefers "absolutes" and "guarantees" then I'll tell you right now that this arena may not be for you.

It's critically important to understand the basic concept before you spend, however, it is possible to take educated risks to minimize any losses that can occur. After all, you've heard the expression, "Beware of diving into unknown waters"... in other words, don't spend into a program until you know "how deep the water is that you're diving into".

There are many excellent places to get information using search engines, this guide is a good starting point. The importance of retrieving information is like any course that you'd take in school, you need to learn.

Over time, you'll understand the process needed. Due diligence is necessary in any financial decision, or business practice. One of the worst things you can do is spend in a program without reading what it's about or how it works. There are many places to find information. Take all HYIP forums, message boards and rating sites with a grain of salt as they can be manipulated by owners and usually cater to paid advertisers, regardless of their legitimacy.

One of the most useful locations to read and educate yourself about HYIP programs is e-told. Although there's a small cost involved to join, the information you receive daily can help you succeed long-term.

Simon Pink, an HYIP veteran also has a reputable HYIP review newsletter you can also subscribe to for a small annual fee. More details here.

Nowadays the word HYIP has become a very common term in the cyber arena, even though a lot of people still have never heard of it before. It's even caught the attention of government financial departments to ponder on. Even the federal securities are talking about HYIPs. So what’s the big story behind this four letter word ? Let’s find out through this detailed report, which is based on what I've learned from other experienced investors, some of which have several years of field experience in this arena.

What's an HYIP?

HYIP, which simply means “High Yield Investment Program”. It’s exactly what it sounds like. These companies ask you to provide them with a loan of money and they promise to repay you with interest payments on a Daily / Weekly / Monthly basis.

The return you get on your investment ranges from very small to very large percentages and could be spread over a long period of time. You'll usually recoup your investment in about 2-3 months, and from then on it's pure profit.

HYIP’s are probably the most profitable investments available now days. Some can give you up to 100% return on your investment per month. This industry is growing by storm everywhere on the internet. There have never been investment opportunities such as this to give such a high profit within the shortest time.

There are many different HYIPs on the internet with many different methods of payment and repayment.

Never invest in every single HYIP that is out there. Around 90%+ of these HYIP programs are scams. If you follow the advise in this guide, you'll make great profits like I do.

What do these HYIP Companies do?

Most of these companies will follow a unique investment strategy to gain a high level of profit. They manage their/your investment in the most efficient way to ensure the profit return for their clients. Some of them will invest in the stock market, others in property, bonds or forex. Most of the time a company will use a combination of investment opportunities to generate such a high profit margin. Each company usually has their own unique investment strategy.

Are HYIP's Legal?

The real HYIP's are legal, they're a form of investing, but they're only legal if you declare your earnings from them on your tax form, usually under 'capital gains' (similarly, you can put your losses on them as well).

Can there be fraud in HYIPs?

Yes there can be, and there are plenty of them online. From our research, as many as 90% of the HYIP programs out there are fraudulent programs run by scammers. They're are just there to take your money and run. These HYIPs usually last no more than 3-6 months. That's why it's wise to do your due diligence before investing any money.

Security

To start off with, the subject of internet security is probably the single most important subject to consider when dealing with money, or currencies on the internet. Hacking has become a major problem that cannot be ignored.

There are many methods used by the hackers of our time, and they're figuring out new ways to do it every single day. SpyWare and Keylogging programs are one of the most practiced forms of gaining information that's used to rob individuals of their funds from accounts on the internet.

It's also used to gain information so a hacker can gain entry to any program that you may belong to. I'm going to outline some methods to keep out the hackers, and I'm going to list some very good programs that can be acquired for free, and some that cost money.

It's my personal opinion that if you purchase the best security you'll have the best security, and if you intend to protect programs that involve a good deal of money, then you should consider the purchase of the best software to be a really good investment. So ... lets get started.

About Firewalls

This section is reprinted from Shields Up

A firewall ABSOLUTELY ISOLATES your computer from the Internet using a "wall of code" that inspects each individual "packet" of data as it arrives at either side of the firewall - inbound to or outbound from your computer - to determine whether it should be allowed to pass or be blocked.

How does a Firewall Work?

All internet communication is accomplished by the exchange of individual "packets" of data. Each packet is transmitted by its source machine toward its destination machine. Packets are the fundamental unit of information flow across the Internet.

Even though we refer to "connections" between computers, this "connection" is actually comprised of individual packets travelling between those two "connected" machines. Essentially, they "agree" that they're connected and each machine sends back "acknowledgement packets" to let the sending machine know that the data was received.

In order to reach its destination - whether it's another computer two feet away or two continents distant - every Internet packet must contain a destination address and port number. And, so that the receiving computer knows who sent the packet, every packet must also contain the IP address and a port number of the originating machine.

In other words, any packet travelling the net contains - first and foremost - its complete source and destination addresses. As we've seen earlier on this site, an IP address always identifies a single machine on the Internet and the port is associated with a particular service or conversation happening on the machine.

Look what this means! . . .

Since the firewall software inspects each and every packet of data as it arrives at your computer - BEFORE it's seen by any other software running within your computer - the firewall has total veto power over your computer's receipt of anything from the Internet.

A TCP/IP port is only "open" on your computer if the first arriving packet which requests the establishment of a connection is answered by your computer. If the arriving packet is simply ignored, that port of your computer will effectively disappear from the Internet. No one and nothing can connect to it!

But the real power of a firewall is derived from its ability to be selective about what it lets through and what it blocks. Since every arriving packet must contain the correct IP address of the sender's machine, (in order for the receiver to send back a receipt acknowledgement) the firewall can be selective about which packets are admitted and which are dropped. It can "filter" the arriving packets based upon any combination of the originating machine's IP address and port and the destination machine's IP address and port.

So, for example, if you were running a web server and needed to allow remote machines to connect to your machine on port 80 (http), the firewall could inspect every arriving packet and only permit connection initiation on your port 80.

New connections would be denied on all other ports. Even if your system were to inadvertently pick up a Trojan horse virus program which opened a Trojan listening port to the outside world, no passing Trojan scanner could detect or know of the Trojan's existence since all attempts to contact the Trojan inside your computer would be blocked by the firewall!

Or suppose that you wish to create a secure "tunnel" across the Internet to allow your home and office computers to share their files without any danger of unauthorized intrusion. Firewall technology makes this possible and relatively simple.

I hope I've conveyed some sense for the powerful benefits and features created by firewalls. At a cost ranging from $29 to $39 USD, these personal firewalls are a terrific bargain! If you've also received the sense that this can be very tricky stuff I'd have to agree.

THE MECHANICAL FIREWALL

A mechanical firewall, such as a NAT router or a DSL modem, and software firewalls such as Zone Alarm, System Suites Net Defense, Norton Personal Firewall, and others too numerous to mention. My preference is Norton.

A NAT router, such as Linksys, actually acts as a mechanical barrier between the internet and your PC. There are many on the market and a good computer store will carry a good selection of the best of them. Be sure, though, that your system has one of the following, an ETHERNET or a USB port present and open.

This will be necessary to utilize a NAT router. If you don't have this on your PC, then you can purchase a PCI card that will add this to your system. The ETHERNET connection is the preferred connector for a router. A DSL modem also acts as a mechanical barrier between the internet and your PC. Most of the time if a hacker sends a mass ping out, a DSL modem, or a router is what he will see on the ping. Not your computer. Regular dial-up, and cable modems are not quite as secure as DSL. So, if you want to really be secure, then start with a NAT router. If you have DSL, then you wont need a router unless you want to link to the net with several computers.

THE SOFTWARE FIREWALL

A software firewall, in a way sort of confuses a hackers attempts and even in some cases logs the hackers attempts at entry into your system. Software firewalls can be an extremely effective way to thwart a hacker and protect your sensitive data.

You can set a software firewall to conform to your individual needs and most software firewalls have a good help system and directions to aid you in the setup of the software. A good software firewall enhances and strengthens a good mechanical firewall.

A mechanical and a software firewall work hand-in-hand with each other to make your system invisible to hackers.

There are several good firewall programs available, and a search via google using "firewall" as the subject will get you a list of them to look over. My personal preference, as I said is Norton Personal Firewall. I'll cover that in more detail later in this guide.

SPYWARE

Spyware is another thing to consider when developing your personal internet security.

Spyware is very sneakily installed on your computer via free programs, toolbars, smiley face programs, email program add-ons and even via auto surfing programs. It also can enter, and so can viruses, in your email as it comes into your computer daily.

Spyware sits in your computer and reads your sensitive data and surfing habits and details of the sites you visit, and sends the info to the person or persons who did the sneaky install. It is not a very ethical thing to do, but it is done to almost everyone everyday.

There are many good stand alone anti-spyware programs available for free download. These include SpyBot Search and Destroy, Spyware Guard, and many others. Again, a search via google will turn up many choices. Just enter "spyware" as the subject. Again, Norton has included anti-spyware in its program, Norton Internet Security, and it is part of Norton AntiVirus.

VIRUS

Spyware can enter your computer in the form of Virus, or Worms, and also Trojans. A Trojan is named after the "Gift Horse" used in the war between Greece and Troy. And it comes in the form of an innocent or inconspicuous file or program. It gets into your system and sends out information such as passwords and ID names to the person, or persons, who installed it or sent it to your PC.

A worm gets into your system by innocent means such as email attachments etc. A virus can enter your system via any download or email or attachment to an email.

Viruses are the most destructive kind of PC invasion. Some viruses, once activated, can totally destroy your system's BIOS and can totally wipe out your hard drive. So a good anti-virus program is vital to good internet security.

So...in summary...A top level internet security system will consist of a Mechanical Firewall...a Software Firewall...a good Anti-Spyware program...and a good Anti-Virus program. I'm going to list a few of the programs available for a price and a key word to use to access a variety of free and paid for options later in this guide.

A good program to self test your security online is called Shields Up. Here is the link to use it

https://grc.com/x/ne.dll?bh0bkyd2

PASSWORDS

Next .. lets cover the subject of developing, using, and entering passwords which are designed to protect entry into your personal pages of the programs you belong to.

RoboForm (Free) and RoboForm Pro.....

Roboform software is my personal recommendation for keyless password entry into any program or site that requires a password, and can also be used to quickly access those sites, with one click, that either do or don't require a password.

It's a great software program that keeps all of your information handy and fills in all kinds of forms. There are those who debate about keeping a program like this on your PC, but if you utilize a full internet security program (like a firewall), then this form filler is safe and can do your password entries without using key strokes.

Norton SystemWorks has a feature called "Password Manager" that does the password part, but RoboForm does it all.

I highly recommend that you go ahead and purchase RoboForm Pro. It has unlimited passcards and you can install unlimited custom info fields. It's the greatest information entry time saver available on the net at this time, and like I said, it will securely enter your saved passwords without keystrokes.

It also keeps you from forgetting the entry information to all of your programs, and the data can be backed up, so you wont lose it if your PC crashes. It also stores the URLs you need for entry to your programs. I just cant say enough good things about it and I'd probably be lost without it.

Creating and saving passwords to use for any program.....

What I'm about to cover here, is a method that I've developed to create passwords in a stealth mode without using keystrokes at all. I'm going to include an example of creating one and installing it to a program, or site, and then saving it to RoboForm.

Creating a password using copy and paste is a stealth method that requires no keystrokes to do it. First, log onto a site that has a lot of text and numbers in it. Make sure you don't try to copy from a hyperlink or a URL because it will frustrate you when it goes to that site.

What you do is highlight a section of, or a few letters of a word, and copy it to notepad or wordpad. Then you find some numbers and highlight 2 or 3 in a row and copy them and paste them onto the letters you have just pasted on your "pad".

Then locate and highlight a few more random letters and do the same. Repeat this process until you have created a password containing numbers and letters. It can be done in any order, and can include upper and lower case letters.

Each time you complete a potential password, save the file under a filename you can locate easy, and just start a new line in this file for each password you create. I would not create more than about 8 - 10 at any one time. For instance, I'll create 3 passwords here using the text I have already entered.

Tut83Rep2

sw328nsta

281staRep3

The 3 passwords above were created from the text in the above paragraph without entering a single keystroke, and can now be copied and pasted into a password field in a program without a single keystroke. Once you use a created password, you need to save it to the password field in your RoboForm passcard via copy and paste, and you will have done the entire procedure without once entering a keystroke.

Once you've completed the whole process, you should delete the password from your list of created passwords and resave the file without that password in it. Just remember to backup your RoboForm data so you don't ever lose your entry info. You can change your passwords monthly, if you like, using this method, and you probably will never have this information "hacked" from your PC. To check out RoboForm, click here.

CONCERNING EGOLD'S SRK FEATURE

E-gold has incorporated a security feature called SRK. It in actuality, is a virtual keyboard, and is immune from keylogging programs. This is a must when entering your passphrase, if you don't use RoboForm, and when you enter it in the profile section of E-gold for the first time, you should use the SRK feature there at least. My cut and paste password creation technique will do the same job, but the SRK may be more convenient for some folks.

A brief word about Norton Programs

I'm an avid supporter of using Norton SystemWorks and Norton Internet Security.
They cost in the neighborhood of $140.00 for both of them, but they contain everything you'll need, except the mechanical firewall, to maintain "Top-notch" Internet security.

There are some excellent free software programs out there, but we're talking about protecting your on line account info, and your online E-currency accounts from a hackers intrusion. It's an investment worth making. In my own opinion, Norton is the best you can buy. I personally don't like compromising my internet security and I advise you to take on this attitude also.

USEFUL LINKS

Norton Programs http://www.symantec.com

RoboForm http://www.roboform.com

McAfee Programs http://us.mcafee.com/

AVG Anti-virus http://www.grisoft.com/

Ad Aware http://www.lavasoftusa.com/software/adaware/

SpyBot S&D http://www.safer-networking.org/index.php?page=download

Anti-Keylogger http://www.spydex.com/advanced_anti_keylogger.html

Virtual Keyboard http://www.lakefolks.org/cnt/

Password Auto-generator http://tjc.iwarp.com/password.htm

Zone Labs Security Scanner http://download.zonelabs.com/bin/free/cm/index4.html

Shields Up https://grc.com/x/ne.dll?bh0bkyd2

UPS by Belkin http://www.belkin.com

UPS by APC http://www.apc.com

There are a multitude of options for internet security on the internet. You can enter "keywords" into your google or Yahoo searches and come up with a large variety of choices.

Some of these key words are:

anti-virus

virus

spyware

firewall

NAT router

How Do I Know if an HYIP is a Scam or Not?

Simple and straight answer: You don't. You can take advice from people in the industry, read forum posts, etc. The decision to join should be entirely your own, and you should understand the risks involved as I've outlined them here in this report.

An observation -- Possible Scam filters

In my time in the HYIP arena I've observed the following:

1. Hourly or Pay by the minute HYIPS are almost all scams. None of them lasted for more than a few weeks.

2. HYIPS with 'Gold' at the end of their name (ex. KenaroGold and TradeProfitGold) tend be scams.

3. HYIPs with 'Bank' in their name tend to be scams. A HYIP is a HYIP, not a bank.

4. HYIPS with 'OIL' in their names (There was one called OILBank once. LOL) all tend be scams. The OIL like the bank and the gold is added to disguise the scam.

5. HYIPS with the canned HYIP script then to be scams (we are aware of only a few exceptions out of the hundreds of HYIPS that have launched and disappear since May when I started out).

Due Diligence Resource

There are tons of forums and message boards out there that share HYIP investment strategies and possible scams to look out for, but one of the most credible sources for the truth about the HYIP arena I've found and use myself, is E-told.

E-told.org was founded in December 2000 for the purpose of aiding HYIP investors in their online search for programs to invest in.

I subscribed to their daily watchdog newsletter because I need it, they're doing my homework for me. They're doing my due diligence. E-Told has helped me save money in just a short time. The way I see it, it's kinda like an insurance policy that pays off with notifications and warnings so you can protect yourself. You can find out more by clicking here.

I also highly recommend their informative ebook, "The Truth about Gold & HYIP's"

Here are some additional tips for doing due diligence on any program:

Using www.whois.sc is a great way to look at the statistics of companies' registrations, see also what country they're in, who they're registered to, etc... as well as any technical data, like ssl certifications and expirations.

Step One:
Use the following Whois Lookup sites to find out the Web Owner details information:
Lookup IP Address
Lookup Internet Service Provider (ISP)
Lookup IP Address belongs to (Organization)
Lookup Country
Lookup Continent
Lookup State
Lookup City
Lookup Latitude
Lookup Longitude
Lookup Timezone
Lookup Registrant (website registered address, person contacts & etc.)

http://www.showmyip.com
http://centralops.net/co
http://www.seoconsultants.com/tools/whois.asp
http://www.dnsstuff.com

Step Two:
Before participating in any program, review the web owner site’s operation location, and ascertain if you feel comfortable with the Web Site. In the event of fraud by the web owner, you can locate them and have them reported to Internet Fraud Authority.

Step Three:
Search who their Internet Service Provider (ISP) is. Track down the IP Address belonging to the organization, email contact, etc. In the event of fraud by web owner, you can file a complaint. With this powerful tool you can force the Scammer to close up his web site or get shutdown by their ISP.

Step Four:
If you've been deceived or ripped off, submit full details of the particular web site (refer to step one) with your e-payment confirmation and file a complaint email to the following organizations to alert the relevant authorities of Internet Fraud:

1. Internet Fraud Coordinator: ifcc.tp@fbi.gov
2. International Web Police: Director@Web-Police.org
3. ISP Provider; abuse@........ (refer to Step One, search the abuse email contact of
their ISP Provider /and IP Address belongs to…and complain to Network abuse).
4. Locate authority (refer to web Registrant station address, search on Internet to locate
their local country authority; such as “address/state police” or “(country) government authority”.
5. E-gold Service & CC to web site owner.

The Authority information sites for 1, 2 & 3 are:
http://www.web-police.org
http://www.ifccfbi.gov
http://www.scamwatch.com
http://www.fraud.org

Is there any risk in HYIPs?

There's risk in any business. If you can’t take a risk, then you can't expect to gain either. The bigger the risk, the bigger the return. These HYIP companies manage their investments in the high-risk arena and that’s why they also make such a high profit. So there's always a risk of losing money, which can happen with any business. The same is true if you put your money in the stock market on your own. That’s why it’s always best to invest a comfortable amount you can afford to risk.

How Much Can I Make?

It depends entirely on how much you invest (obviously the more you invest, the more you make), and the daily percentage of the program (higher daily percentage = more money daily).

How Much Can I Lose?

Again, you can lose as much as you invest. Therefore remember the golden rule of HYIP: ONLY INVEST WHAT YOU CAN AFFORD TO LOSE.

How Much Can I Invest?

Depends on the company. Some companies allow you to invest from $1, and most have no upper limit. Check the specific company for more details.

How do you invest in these programs?

Most HYIP’s use different types of e-currency as their way of accepting funds from investors. E-gold is the most used e-currency, but there are also other e-currencies such as Evocash, Paypal, Intgold, Netpay, Stormpay and many others. Nowadays, e-currency has become a very popular way of exchanging money online. It's also used by various merchandise websites as an accepted payment method.

Given the fact that the HYIP industry is a very risky place, most people tend to be very reluctant when comes to investing in HYIPs, even if they're legit. There have been cases where people have thought they’ve found an incredible opportunity and happily invested their whole fortune. When the programs later went out of business, the consequences have been devastating.

Considering both positive and negative aspects of HYIP investing, the conclusion is IF the selection of HYIPs is done properly, it can be extremely profitable.

If you enter into any of the programs on the net, it's of your own choosing; realizing that all HYIPs are an arena of high risk. It would be presumptuous to assume ALL programs and opportunities are going to reward you with a return indefinitely; some will fail due to the nature and volatility of this arena.

But, sow enough seeds and many will grow. Long-term protection lies in a simple strategy; D-I-V-E-R-S-I-F-Y with little bits seeded in the best programs you choose to enter. NO BIG SPENDS in any one program! In other words, don't put all your eggs in one basket.

This philosophy and game plan to create income in this internet arena is simple and has been working in spite of the many programs that fail. Getting in the black is the mission here and is attainable IF you follow the rules laid down by the more seasoned HYIP investoers. A good game plan is to develop a $5k to $100k+ /month income by funding a total of 5 to 20 different programs paying out 10% to 100% a month each, with a total of $30,000 to $40,000 (or more) invested over the course of a couple years. I also suggest weighing your investments more towards programs that are offshore since the ROIs are usually much higher.

Here are some basic rules to follow for long-term profitable returns

Rule 1: Don't put your money in ANY program that offers only an e-gold number to do a spend to a a yahoo, ziplip, hushmail, or hotmail address as the only means of communication with them. These programs, IF they have a website, will usually have a FREE website from Homestead, Tri-pod, Geo-Cities, etc. Big clue that they may be a scam!

Your chances of turning a profit with these ops are very, very low - there have been hundreds of failed programs using this agenda. This goes for most, if not ALL of what we call quick "in and outs", but this rule can also apply to very professional looking websites that give you virtually NO contact point information.

Only invest or participate in programs that can provide you with a valid email address(es), or give you a phone number to speak with and a fax number and a program manager's name to deal with as well as a snail mail address and place of doing business from. At least make sure your sponsor or someone has this information or don't participate. Most professional HYIPs have a member's forum, so you can monitor them and check out what others have experienced, both positive and negative.

Rule 2: Don't go fishing where you shouldn't be fishing. This advice comes from my mentors. I can't emphasize the importance of this strongly enough. Let me say a couple words about doing so-called 'due diligence' on paper trades.

IF the little investor understood even a fraction of what this is all about, they would know that due diligence is not something that can be done on HYIPs the same way you would with a typical licensed firm. If you're coming in with $10 Million, you'll be able to satisfy yourself about legitimacy with irrefutable proof (sometimes certificates of deposits), because you will deal directly with the paperwork of the trade itself -- paperwork that even your own intermediary may not get to see.

Sometimes an investor with $1 Million is lucky to be able to get a sole signature account and be privy to more info -- but it's not the norm. As for the rest of us? Forget it. If you think you have to dig and snoop and post on message boards forever to determine if a program has merit, then get OUT of this arena.

To put it more bluntly, this business is a PRIVATE sector. There are usually no public registries, no BBB listings, no bankers or licensed brokers who will confirm anything, nada, zero, zilch. That's just the nature of this industry.

Rule 3: Don't put all your eggs in one basket; diversify a little money into a lot of areas, so if one venture goes sour you still have the others intact to produce income. Some will go sour! If you don't enter this arena intending to fund many different things overall before you're done; you shouldn't be playing here at all - you'll get burned. Funding two to three things with large amounts is financial suicide; just like it is in the stock market. Just like the "Mutual Fund" approach, focus on the overall "plan"; not on a single program or two.

Build your program list up to no less then ten, it may take time but this is the proper way. Do not, I repeat, do NOT, lay your faith on a single program or two. It can destroy you and make you bitter and blind in this arena.

Always lay your faith on the "big plan" not on a particular program, this is where the market splits into two groups of people, one ruled by broken faith the other group led by laying their faith on "the plan" and not on a program.

If you lay your faith, hope or belief on a program and it doesn't work, this intangible decision you've made with your will leads to destruction of your attitude, finances, personal well being and your sense of fairness.

If your faith is destroyed or damaged, you'll lay a damaged faith on the next program you look at, or a damaged belief, or a damaged hope and you won't find your way to investing with a good feeling... you'll start missing the programs that pay.

"The Plan" is to eventually fund 20 plus programs, and as soon as some pay out widen your programs to up to 30 or more. Your faith in "the plan" then matures and grows stronger as the overall financial picture, including wins and losses, balances and produces and positive cash flow. The programs themselves individually are not the focus except to try and do as much due diligence as possible so you enter the best 20 that are paying and have the longest track records. It's too easy to want to put ten or twenty grand into a couple programs and be done with it; but it's much safer to fund $500 to $1,000 in twenty different programs that are considered the best programs. Then when one or two fail; it's no big deal. Concentrate on the "plan" not the "programs".

Rule 4: Recoup your seed money from any one venture as soon as possible. Take your seed money back when you reach 2-1 or 3-1. Remain vested with THEIR money and not yours from that point on. Too many programs have started out fine, we get comfortable with them and start putting extra money in before the returns from the last spends come back and then they fail. Don't reinvest more before you've been paid back - no matter how long it takes. A good rule I follow is to take my seed money back as soon as possible and only keep reinvesting half of the payout proceeds with each cycle.

Rule 5: Don't let large amounts accumulate; take smaller profits often and you'll see REAL money. Even from the most stable programs; take funds back often. Taking small amounts of profit along the way, versus letting a larger amount accumulate before a program goes sour will allow you to see real money instead of missing out on what you thought you had.

Rule 6: Don't jump into new programs right away. I know; "ground floor opportunity, first in gets the worm". Wrong! Truth is, MANY programs never make it through launch. The facts?? If it's good this week, it will be good next week or a month or three months from now. Let the program establish a payout history with good customer service before putting money into them. With some exceptions, I don't join new programs right off the bat. If they're still around in another month and everyone who's in them is happy with the program, then it's time to take another look at it. One way to check is to read each program's member forums.

Rule 7: Don't put large amounts of money into newbie programs no matter how good they look or how well they come recommended. Time is of the essence. Make the programs establish good track records of paying out several months to a year before sticking three and four digit amounts in them. I can name many programs last year who paid out for three or four months and then POOF!... vanished within thin air into cyberspace.

Just as everyone got comfortable with them and started putting some real money into them; they disappeared. Continue using the same strategy of recouping seed money asap and building your portfolio with half the profits each time the program pays out; and putting half the profits into your pocket each payout. Small profits in lots of programs beats a big loss in a single program or two.

Rule 8: Anticipate some rough water ahead and weather it out while the administrative end of some programs catches up with the trading and sign-ups as enrollments escalate. Most programs with small admins have no concept of how many people can enter a program off the net in a short period of time. It doesn't take long to get in a real pickle admin-wise. And remember, only fund programs that have real contact people; like real email, phone and fax numbers to communicate with, real snail mail addresses and places of business. DON'T do business when the program gives you only an e-gold account number to do a spend to and a ziplip, hushmail, hotmail, or yahoo address as the only means of communicating with them.

The internet arena works at producing income for those willing to apply the rules above, but it is a vicious minefield for the uneducated and the "I'll do it my way-ers".

A good philosophy to apply in this arena is best described by Alexander Graham Bell 1847-1922, Inventor and Teacher of the Deaf: "When one door closes another one opens; but we so often look so long and so regretfully upon the closed door, that we do not see the ones which open for us." This is very true in this arena.

What's the best way to profit from HYIPs?

The answer to this question is simply one word; "Diversify"

Sure, everyone says the same thing. Whether you're investing in Stocks, Bonds, HYIPs, or even baseball cards, the more you diversify, the better chance you have of earning steady profits. I'll list several diversification strategies. As a general rule, it's always safe to get your initial investment out as quickly as possible, then you use your profits to invest with and laugh all the way to the bank.

Here's the first strategy:

Strategy 1 - (for those of you new to HYIPs)

Start off with an amount of money you can afford to lose. Look around to get a sense of which programs people have been profiting from. To start off, I suggest starting with a small amount with several programs, then gradually, over time, increase that amount and add more programs to your HYIP portfolio.

Also, be cautious with programs that pay more than 30% per week. The higher the payout the more likely the program won't completely pay off and may crash and burn. With your initial investment funds, select several programs that seem stable. Out of these selected programs, rank them in order from 1 - 7 (best chances of being able to payout to worse). After ranking the 7 or so programs from best to worse, invest the following percentage of your investment funds:

Program 1 - 25%
Program 2 - 20%
Program 3 - 15%
Program 4 - 15%
Program 5 - 10%
Program 6 - 10%
Program 7 - 5%

For example if you're starting with $200 to invest with, invest the following:

HYIP 1 - $50
HYIP 2 - $40
HYIP 3 - $30
HYIP 4 - $30
HYIP 5 - $20
HYIP 6 - $20
HYIP 7 - $10

This will get you off to a good start. Then as money starts rolling in, you can reinvest into new programs, or even into the programs you've already invested in.

Strategy 2 - (for those of you who have been investing in HYIPs for over 2 months)

If you're one of those people who've been investing your money into HYIPs for over 2 months, you've probably already gotten a sense of what kind of returns you're capable of making. However, even experts need a strategy.

Here's a strategy that I recommend to novice investors:

Remember, the key to long term success is "diversity". Without diversity, that $1000 that you've invested in only 3 programs could easily evaporate in minutes. Even though a lot of program admins don't admit it, a lot of programs really invest their funds into other HYIPs.

A lot of admins say they put the money into forex, but this takes a large sum of money in the first place just to open a forex account (forex is short for "Foreign Exchange" of currencies). This is what makes diversity so important.

If you're only investing in 3 programs - Programs A, B, & C - your risk of having a domino loss of your funds is more likely. For example, Program A is a huge successful program that's been running for 2 years. They've gotten everyone's confidence, including the confidence of program B. Program B invests 1/2 of all their funds into program A, expecting the returns to continue. Program C's admin, on the other hand, is great friends with the admin of Program B. He has 100% confidence that Program B's admin won't run off with the money, and invests 60% of their funds into Program B.

Everyone thinks they're secure, until Program A loses all its money by hiring a bad Forex trader. In turn, Program A can no longer afford to pay out its investors, so they close up. Program B then loses 1/2 of its weekly revenue, since this money was invested in Program A, and decide that they no longer can afford to payout. Program C, then loses 60% of its revenue, and also closes up. All this can happen in less then one week. Your $1000 investment into 3 programs, that seemed very stable, has vanished into thin air.

This is exactly why diversification is so very important. When you're investing large amounts (by large amounts, I usually mean over $1000), you should spread this money across at least 8-10 stable programs. This will prevent you from suffering a domino collapse of massive proportions. Those 8-10 Programs you pick should be a mixture of daily, weekly, and monthly payers. My recommendation is that you distribute your funds like this:

Daily Payers - 25%
Weekly Payers - 45%
Monthly Payers - 30%

How to pick a stable HYIP - Daily, Weekly, or Monthly payers?

HYIP's are usually set up to pay a percentage of your deposit back in Daily, Weekly, or Monthly payouts. Are any of these payment structures more secure and reliable then the others?

I've found that different payment structures lead to different states of security and longevity of an HYIP. As a general rule, the least secure of these structures are the daily paying programs, although some have been around for almost 2 years and going strong. These programs usually claim to offer anywhere from 0.5%-7% per day (Gold games often offer much more then this per day. Stay away from all gold games unless you're a gambler).

I've found that Weekly paying programs, followed closely by Monthly payers, have been much, much more reliable in the long run. Sure you'll find scams in weekly and monthly programs; however, the risk is slightly less then that of daily paying programs.

It's hard to say exactly why Weekly and Monthly programs tend to last longer and be more secure then Daily paying programs. Perhaps it's because Daily paying programs don't have the ability to invest their funds into long term less risky investments, while weekly and monthly payers can invest their funds in more stable longer term investments. This also allows them to compound their funds. A program will only last as long as it's investments payoff a greater percentage then they have to pay to their members. This is why you're probably better off by placing your funds into a variable weekly paying program.

Strategy 3 - (For experienced online HYIP investors)

In reality, I shouldn't be giving strategy to experienced investors since they've probably already made profits and know what works best for them. By being experienced, I mean you've gone through the ups and downs with HYIPs and learned what works and what doesn't.

Diversification was the key for the beginners and the novice investors. Diversification is also the key for experienced investors, but it's a little more manipulative. All investors no matter how experienced you are and no matter what you're investing in, should diversify.

However for experienced HYIP Investors, diversification means investing in more then 4-5 programs rather then 8-10. As one becomes experienced in the field, they learn what types of programs pay, and what ones turn out to be scams. Usually at any time, there are at least 5 top HYIPs out there that have been paying for a while and don't show signs of failure. As an experienced investor, you would diversify your funds among these 5 programs.

Should you invest more in one than the other?

That's really up to you. I recommend keeping the investments in each program within 20% of each other. For example, if you have $10,000 to invest, your investments would look something like this:

Program #1 - $2 000
Program #2 - $2 400
Program #3 - $1 600
Program #4 - $1 800
Program #5 - $2 200

As you can see, all the investments are within 20% of the average investment ($2,000). This might be hard to do sometimes, but I've found that keeping the investments within 20% of the mean investment provides stability for your funds. Other than this, you have to see what works best for you.

Why Use Gold Currencies

Most, if not all HYIPs use Gold Currencies for funding investment accounts. Gold Currencies link together financial institutions and markets across the globe in a way that allows instantaneous value transfers with a fraction of the paperwork and fraud associated with traditional bank wires and credit cards.

Here are some of the reasons that Gold Currencies are the best way to do business on or off the Net! They're cheaper! Transaction costs using credit cards or PayPal range from 2.5% to 4.5%. International bank wires cost, on average, $40 to $70 using Western Union.

Gold Currencies allow transactions to take place from as low as 0.1% to 1% on the very high end (e-gold). In other words, the cheapest Gold Currency on the net allows online transactions for FORTY-FIVE TIMES LESS than credit cards.

Here's another thing. Bank wires in-country take at least three days to clear. International bank wires can take up to three weeks to clear!

Gold Currencies solve these problems by allowing INSTANTANEOUS and NON-REVERSIBLE transactions! Gold Currencies solve that problem by allowing instantaneous transfers of money anywhere in the world!

As the network of exchange agents and market makers grows, it's now possible to quickly and easily convert your digital currency to cash in any country in the world.

Some Gold Currency Debit Cards allow account holders to withdraw their converted gold or silver bullion to cash through any ATM machine on the planet! This means that no matter where you are, if you can find an ATM machine, you can convert your Gold Currency into cash in the local currency!

There are several companies now offering Gold Currency linked debit cards. Gold Currencies are safe! Credit card fraud is becoming increasingly prevalent as hackers steal card numbers from computer networks, crooks root through your garbage and steal your identity, and other nefarious thieves devise ways to get your account number.

Digital Currencies offer a higher level of security than credit cards. Even the lowest level of security for digital money, an account number and password, is a magnitude safer than a credit card. All a thief needs to steal a credit card is the account number. With digital currencies the merchant never sees your password, so it is impossible for a thief to steal it, unless you give it to him yourself (by letting him access your computer - see our article on protecting your computer from hackers).

Gold Money supports digital certificates for customer identification. These certificates cryptographically verify that you are you. This makes it more difficult for thieves from accessing your account.

Gold Currencies allow one thing that credit cards never will: Person to Person Payments.

Gold Currencies Allow You to Protect Your Privacy!

It's a known fact that traditional banks keep massive database tracking all of your account activity in the name of "know your customer" and "fighting the war on drugs".

But in reality, we all know that those banks conveniently use those databases to sell information about their customers spending habits to other companies, and governments use that data to find excuses to confiscate your money and property. So, not only does your govern

How to make money from your blog: 5 tips

2007-03-07T18:55:00.000-08:00

How to make money from your blog: 5 tips

By Jeff Wuorio

Many of the people who write blogs today simply want to share their opinion on something. But then there are the business-minded folks, who have found a way to use blogs, or Web logs, to bring in a little extra cash too.

If you're interested in taking it further — blogging for bucks, if you will — here are five strategies that could turn your blog into a moneymaker.

Sell advertising. This is likely the most common means of leveraging a blog to generate income. If yours happens to become a well-known blog, or one that is well-received in a particular niche, it's always possible to sell ad space on your own. For lesser-known blogs, services such as Google's AdSense or BlogAds enable bloggers to establish ad programs.

AdSense's — which lets you select several ads that are consistent with the content of your blog — pays you based on how many readers click on the ads for further information. Even better, it's free. BlogAds, on the other hand, hooks bloggers up with would-be advertisers and levies a commission in return for any ad placements that result. "The nice thing, too, is that the ads are relatively unobtrusive," says Scott Allen, co-author of "The Virtual Handshake: Opening Doors and Closing Deals Online."

Help sell others' products. Here is another click-through opportunity. Affiliate programs enable your blog to serve as a conduit between readers and online sites offering various goods and services. One popular choice is Amazon.com. If, for instance, you offer book reviews or even just mention a book in passing in your blog, an affiliate program provides a means for your readers to click directly from your blog to Amazon to obtain further information about the book. If they break out the checkbook or charge card, you get paid as well.

Solicit contributions. Not every blog-related income opportunity involves hawking goods or services. As Blanche DuBois did in "A Streetcar Named Desire," consider relying on the kindness of strangers. Ask for contributions. If, for instance, your small-business blog supports a cause or issue in some fashion — say you repeatedly mention tax reform, health care or some other topic — you can always ask for reader support.

Market your services in your blog. Many people associate blogs exclusively with a cyberspace-based soapbox — a place to shout your opinions and little more than that. Granted, blogs are an ideal venue to share your thoughts with others, but don't overlook their capacity to generate new business as well. When appropriate, work in references to what you do and, in turn, what you may be able to offer any would-be client or customer who may be reading your blog. That can spread your opinion and your business moxie at the same time.

"Instead of short commentaries that begin a dialogue with readers, as many blogs do, I write the equivalent of journal articles that demonstrate my abilities, strategies and perspectives on specific issues," Barnett says. "When it resonates, it means money. Since starting this approach, I have generated three new paying clients and brought in about $10,000 on revenue — directly attributable to specific blogs."

Use a blog to deepen your existing customer relationships. Nor does any marketing material inserted in blog content have to be limited to bringing in completely new business. By using a blog to regularly communicate with existing clients as well as other readers, you can take advantage of the opportunity to fully inform them about everything your business does. That may expand your readers' understanding of the full scope of your products or services.

"My blog has helped existing clients determine the range of my skills and services," says Ted Demopoulos of Demopoulos Associates, a Durham, N.H. consulting and training concern. "One client who had only used me for training in the past was surprised at my range of expertise and is now using me for a consulting project. Another who only used me on technical projects is now considering me for a more business-oriented project."